One of the most important things to consider when pre-planning is that making these decisions beforehand gives families a chance to reflect on their loss and begin the grieving process without the burden of planning the funeral of a family member. Loved ones can deal with their loss without time constraints and begin the healing process. Some basic information about you and a list of whom to notify in the event of your death is all that is required. You may record just a simple outline of the arrangements you desire, or fully arrange for what is to be done at the time of your final arrangements.
There are no costs associated with pre-arranging, and it may bring peace of mind for you and your family.
During the pre-planning process, you'll also have an opportunity to decide how to manage your final expenses.
The costs will be unaffected by inflation. Most importantly, you gain the peace of mind in knowing that your family and friends are not burdened with having to make important decisions or face financial concerns at a very stressful time.
These funeral insurance fund arrangements are also protected from surrender to long term care providers and will not affect qualification for SSI or Medicaid assistance. The interest earnings of these insurance funds also remove the impact of inflation that affects the funeral industry in almost all circumstances. These insurance funds remain fully transferable should you opt to relocate.
The need for public assistance, (SSI or Medicaid), with long term care is not uncommon today. Prepaying a funeral allows you to provide for the funeral of your choice before assets are used up for medical care and before assets are reduced to S.S.I. or Medicaid eligibility levels.
Please call us at 773.588.2200 to set up an appointment to discuss planning ahead with a caring professional.
We will help you choose whether to finance part or all of the associated costs, and will assist you in selecting the method of payment that works best for you. Setting aside money to cover your final expenses locks in current prices for all services.
re-arranging a funeral service simply helps prepare for an event that will someday happen to all of us. Our simple pre-registration program allows you to record your wishes and ensures that if anything were to happen to you or a family member, our funeral home can be notified to carry out your instructions.